LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,833
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,668
−HK$848/mo
Today · 4.125%
HK$28,516
baseline
▲ 0.50% · 4.625%
HK$30,251
+HK$1,735/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$57,032/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,851
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,652
−HK$812/mo
Today · 4.125%
HK$31,464
baseline
▲ 0.50% · 4.625%
HK$33,123
+HK$1,659/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$62,928/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,199
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,201
−HK$1,018/mo
Today · 4.125%
HK$34,219
baseline
▲ 0.50% · 4.625%
HK$36,301
+HK$2,082/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$68,438/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,822
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,782
−HK$975/mo
Today · 4.125%
HK$37,757
baseline
▲ 0.50% · 4.625%
HK$39,747
+HK$1,990/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$75,514/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,566
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,735
−HK$1,187/mo
Today · 4.125%
HK$39,922
baseline
▲ 0.50% · 4.625%
HK$42,351
+HK$2,429/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$79,844/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,792
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,913
−HK$1,137/mo
Today · 4.125%
HK$44,050
baseline
▲ 0.50% · 4.625%
HK$46,372
+HK$2,322/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$88,100/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,299
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,802
−HK$1,526/mo
Today · 4.125%
HK$51,328
baseline
▲ 0.50% · 4.625%
HK$54,451
+HK$3,123/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$102,656/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,732
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,173
−HK$1,462/mo
Today · 4.125%
HK$56,635
baseline
▲ 0.50% · 4.625%
HK$59,621
+HK$2,986/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$113,270/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,282 · Scale 2, in force from 26 Feb 2026)