LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,835
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,669
−HK$848/mo
Today · 4.125%
HK$28,517
baseline
▲ 0.50% · 4.625%
HK$30,253
+HK$1,736/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$57,034/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,853
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,654
−HK$812/mo
Today · 4.125%
HK$31,466
baseline
▲ 0.50% · 4.625%
HK$33,125
+HK$1,659/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$62,932/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,202
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,203
−HK$1,018/mo
Today · 4.125%
HK$34,221
baseline
▲ 0.50% · 4.625%
HK$36,303
+HK$2,082/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$68,442/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,824
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,785
−HK$974/mo
Today · 4.125%
HK$37,759
baseline
▲ 0.50% · 4.625%
HK$39,750
+HK$1,991/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$75,518/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,569
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,737
−HK$1,187/mo
Today · 4.125%
HK$39,924
baseline
▲ 0.50% · 4.625%
HK$42,354
+HK$2,430/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$79,848/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,795
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,916
−HK$1,137/mo
Today · 4.125%
HK$44,053
baseline
▲ 0.50% · 4.625%
HK$46,375
+HK$2,322/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$88,106/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,302
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,805
−HK$1,526/mo
Today · 4.125%
HK$51,331
baseline
▲ 0.50% · 4.625%
HK$54,455
+HK$3,124/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$102,662/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,736
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,177
−HK$1,462/mo
Today · 4.125%
HK$56,639
baseline
▲ 0.50% · 4.625%
HK$59,625
+HK$2,986/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$113,278/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,311 · Scale 2, in force from 26 Feb 2026)