LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,838
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,672
−HK$848/mo
Today · 4.125%
HK$28,520
baseline
▲ 0.50% · 4.625%
HK$30,256
+HK$1,736/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$57,040/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,856
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,657
−HK$813/mo
Today · 4.125%
HK$31,470
baseline
▲ 0.50% · 4.625%
HK$33,128
+HK$1,658/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$62,940/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,205
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,207
−HK$1,018/mo
Today · 4.125%
HK$34,225
baseline
▲ 0.50% · 4.625%
HK$36,307
+HK$2,082/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$68,450/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,828
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,789
−HK$974/mo
Today · 4.125%
HK$37,763
baseline
▲ 0.50% · 4.625%
HK$39,754
+HK$1,991/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$75,526/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,573
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,741
−HK$1,188/mo
Today · 4.125%
HK$39,929
baseline
▲ 0.50% · 4.625%
HK$42,358
+HK$2,429/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$79,858/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,799
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,920
−HK$1,137/mo
Today · 4.125%
HK$44,057
baseline
▲ 0.50% · 4.625%
HK$46,380
+HK$2,323/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$88,114/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,308
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,810
−HK$1,527/mo
Today · 4.125%
HK$51,337
baseline
▲ 0.50% · 4.625%
HK$54,461
+HK$3,124/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$102,674/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,742
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,183
−HK$1,462/mo
Today · 4.125%
HK$56,645
baseline
▲ 0.50% · 4.625%
HK$59,631
+HK$2,986/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$113,290/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,357 · Scale 2, in force from 26 Feb 2026)