LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,838
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,673
−HK$848/mo
Today · 4.125%
HK$28,521
baseline
▲ 0.50% · 4.625%
HK$30,257
+HK$1,736/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$57,042/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,857
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,658
−HK$813/mo
Today · 4.125%
HK$31,471
baseline
▲ 0.50% · 4.625%
HK$33,129
+HK$1,658/mo
Deposit HK$5.88M · loan HK$5.88M · min. income ≈ HK$62,942/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,206
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,208
−HK$1,018/mo
Today · 4.125%
HK$34,226
baseline
▲ 0.50% · 4.625%
HK$36,308
+HK$2,082/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$68,452/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,829
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,790
−HK$975/mo
Today · 4.125%
HK$37,765
baseline
▲ 0.50% · 4.625%
HK$39,755
+HK$1,990/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$75,530/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,574
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,742
−HK$1,188/mo
Today · 4.125%
HK$39,930
baseline
▲ 0.50% · 4.625%
HK$42,360
+HK$2,430/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$79,860/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,800
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,921
−HK$1,138/mo
Today · 4.125%
HK$44,059
baseline
▲ 0.50% · 4.625%
HK$46,381
+HK$2,322/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$88,118/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,309
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,812
−HK$1,526/mo
Today · 4.125%
HK$51,338
baseline
▲ 0.50% · 4.625%
HK$54,462
+HK$3,124/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$102,676/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,743
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,185
−HK$1,462/mo
Today · 4.125%
HK$56,647
baseline
▲ 0.50% · 4.625%
HK$59,633
+HK$2,986/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$113,294/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,371 · Scale 2, in force from 26 Feb 2026)