LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,840
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,675
−HK$848/mo
Today · 4.125%
HK$28,523
baseline
▲ 0.50% · 4.625%
HK$30,259
+HK$1,736/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$57,046/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,859
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,660
−HK$812/mo
Today · 4.125%
HK$31,472
baseline
▲ 0.50% · 4.625%
HK$33,131
+HK$1,659/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$62,944/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,208
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,210
−HK$1,018/mo
Today · 4.125%
HK$34,228
baseline
▲ 0.50% · 4.625%
HK$36,310
+HK$2,082/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$68,456/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,831
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,792
−HK$975/mo
Today · 4.125%
HK$37,767
baseline
▲ 0.50% · 4.625%
HK$39,758
+HK$1,991/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$75,534/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,576
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,745
−HK$1,187/mo
Today · 4.125%
HK$39,932
baseline
▲ 0.50% · 4.625%
HK$42,362
+HK$2,430/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$79,864/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,803
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,924
−HK$1,137/mo
Today · 4.125%
HK$44,061
baseline
▲ 0.50% · 4.625%
HK$46,384
+HK$2,323/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$88,122/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,312
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,815
−HK$1,527/mo
Today · 4.125%
HK$51,342
baseline
▲ 0.50% · 4.625%
HK$54,466
+HK$3,124/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$102,684/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,747
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,188
−HK$1,462/mo
Today · 4.125%
HK$56,650
baseline
▲ 0.50% · 4.625%
HK$59,637
+HK$2,987/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$113,300/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,399 · Scale 2, in force from 26 Feb 2026)