LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,841
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,676
−HK$848/mo
Today · 4.125%
HK$28,524
baseline
▲ 0.50% · 4.625%
HK$30,260
+HK$1,736/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$57,048/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,860
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,661
−HK$812/mo
Today · 4.125%
HK$31,473
baseline
▲ 0.50% · 4.625%
HK$33,132
+HK$1,659/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$62,946/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,209
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,211
−HK$1,018/mo
Today · 4.125%
HK$34,229
baseline
▲ 0.50% · 4.625%
HK$36,312
+HK$2,083/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$68,458/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,832
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,793
−HK$975/mo
Today · 4.125%
HK$37,768
baseline
▲ 0.50% · 4.625%
HK$39,759
+HK$1,991/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$75,536/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,577
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,746
−HK$1,188/mo
Today · 4.125%
HK$39,934
baseline
▲ 0.50% · 4.625%
HK$42,364
+HK$2,430/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$79,868/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,804
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,925
−HK$1,138/mo
Today · 4.125%
HK$44,063
baseline
▲ 0.50% · 4.625%
HK$46,385
+HK$2,322/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$88,126/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,314
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,816
−HK$1,527/mo
Today · 4.125%
HK$51,343
baseline
▲ 0.50% · 4.625%
HK$54,467
+HK$3,124/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$102,686/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,748
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,190
−HK$1,462/mo
Today · 4.125%
HK$56,652
baseline
▲ 0.50% · 4.625%
HK$59,638
+HK$2,986/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$113,304/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,413 · Scale 2, in force from 26 Feb 2026)