LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,843
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,678
−HK$848/mo
Today · 4.125%
HK$28,526
baseline
▲ 0.50% · 4.625%
HK$30,262
+HK$1,736/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$57,052/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,862
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,663
−HK$813/mo
Today · 4.125%
HK$31,476
baseline
▲ 0.50% · 4.625%
HK$33,135
+HK$1,659/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$62,952/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,212
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,213
−HK$1,018/mo
Today · 4.125%
HK$34,231
baseline
▲ 0.50% · 4.625%
HK$36,314
+HK$2,083/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$68,462/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,835
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,796
−HK$975/mo
Today · 4.125%
HK$37,771
baseline
▲ 0.50% · 4.625%
HK$39,762
+HK$1,991/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$75,542/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,580
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,749
−HK$1,188/mo
Today · 4.125%
HK$39,937
baseline
▲ 0.50% · 4.625%
HK$42,367
+HK$2,430/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$79,874/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,807
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,929
−HK$1,137/mo
Today · 4.125%
HK$44,066
baseline
▲ 0.50% · 4.625%
HK$46,389
+HK$2,323/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$88,132/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,317
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,820
−HK$1,527/mo
Today · 4.125%
HK$51,347
baseline
▲ 0.50% · 4.625%
HK$54,472
+HK$3,125/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$102,694/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,752
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,194
−HK$1,463/mo
Today · 4.125%
HK$56,657
baseline
▲ 0.50% · 4.625%
HK$59,643
+HK$2,986/mo
Deposit HK$1.18M · loan HK$10.59M · min. income ≈ HK$113,314/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,446 · Scale 2, in force from 26 Feb 2026)