LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,844
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,679
−HK$848/mo
Today · 4.125%
HK$28,527
baseline
▲ 0.50% · 4.625%
HK$30,263
+HK$1,736/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$57,054/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,863
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,664
−HK$813/mo
Today · 4.125%
HK$31,477
baseline
▲ 0.50% · 4.625%
HK$33,136
+HK$1,659/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$62,954/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,213
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,215
−HK$1,018/mo
Today · 4.125%
HK$34,233
baseline
▲ 0.50% · 4.625%
HK$36,315
+HK$2,082/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$68,466/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,836
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,797
−HK$975/mo
Today · 4.125%
HK$37,772
baseline
▲ 0.50% · 4.625%
HK$39,763
+HK$1,991/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$75,544/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,581
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,750
−HK$1,188/mo
Today · 4.125%
HK$39,938
baseline
▲ 0.50% · 4.625%
HK$42,368
+HK$2,430/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$79,876/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,809
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,930
−HK$1,138/mo
Today · 4.125%
HK$44,068
baseline
▲ 0.50% · 4.625%
HK$46,390
+HK$2,322/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$88,136/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,319
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,822
−HK$1,527/mo
Today · 4.125%
HK$51,349
baseline
▲ 0.50% · 4.625%
HK$54,473
+HK$3,124/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$102,698/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,754
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,196
−HK$1,462/mo
Today · 4.125%
HK$56,658
baseline
▲ 0.50% · 4.625%
HK$59,645
+HK$2,987/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$113,316/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,460 · Scale 2, in force from 26 Feb 2026)