LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,848
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,683
−HK$848/mo
Today · 4.125%
HK$28,531
baseline
▲ 0.50% · 4.625%
HK$30,267
+HK$1,736/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$57,062/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,868
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,669
−HK$812/mo
Today · 4.125%
HK$31,481
baseline
▲ 0.50% · 4.625%
HK$33,141
+HK$1,660/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$62,962/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,217
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,219
−HK$1,018/mo
Today · 4.125%
HK$34,237
baseline
▲ 0.50% · 4.625%
HK$36,321
+HK$2,084/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$68,474/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,841
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,802
−HK$976/mo
Today · 4.125%
HK$37,778
baseline
▲ 0.50% · 4.625%
HK$39,769
+HK$1,991/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$75,556/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,587
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,756
−HK$1,188/mo
Today · 4.125%
HK$39,944
baseline
▲ 0.50% · 4.625%
HK$42,374
+HK$2,430/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$79,888/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,815
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,936
−HK$1,138/mo
Today · 4.125%
HK$44,074
baseline
▲ 0.50% · 4.625%
HK$46,397
+HK$2,323/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$88,148/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,326
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,829
−HK$1,527/mo
Today · 4.125%
HK$51,356
baseline
▲ 0.50% · 4.625%
HK$54,481
+HK$3,125/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$102,712/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,762
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,204
−HK$1,462/mo
Today · 4.125%
HK$56,666
baseline
▲ 0.50% · 4.625%
HK$59,653
+HK$2,987/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$113,332/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,522 · Scale 2, in force from 26 Feb 2026)