LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,849
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,684
−HK$848/mo
Today · 4.125%
HK$28,532
baseline
▲ 0.50% · 4.625%
HK$30,269
+HK$1,737/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$57,064/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,869
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,670
−HK$813/mo
Today · 4.125%
HK$31,483
baseline
▲ 0.50% · 4.625%
HK$33,142
+HK$1,659/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$62,966/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,219
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,221
−HK$1,018/mo
Today · 4.125%
HK$34,239
baseline
▲ 0.50% · 4.625%
HK$36,322
+HK$2,083/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$68,478/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,843
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,804
−HK$975/mo
Today · 4.125%
HK$37,779
baseline
▲ 0.50% · 4.625%
HK$39,771
+HK$1,992/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$75,558/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,588
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,758
−HK$1,187/mo
Today · 4.125%
HK$39,945
baseline
▲ 0.50% · 4.625%
HK$42,376
+HK$2,431/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$79,890/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,817
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,938
−HK$1,138/mo
Today · 4.125%
HK$44,076
baseline
▲ 0.50% · 4.625%
HK$46,399
+HK$2,323/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$88,152/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,328
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,831
−HK$1,527/mo
Today · 4.125%
HK$51,358
baseline
▲ 0.50% · 4.625%
HK$54,483
+HK$3,125/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$102,716/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,764
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,206
−HK$1,463/mo
Today · 4.125%
HK$56,669
baseline
▲ 0.50% · 4.625%
HK$59,656
+HK$2,987/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$113,338/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,543 · Scale 2, in force from 26 Feb 2026)