LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,849
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,684
−HK$849/mo
Today · 4.125%
HK$28,533
baseline
▲ 0.50% · 4.625%
HK$30,269
+HK$1,736/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$57,066/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,869
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,670
−HK$813/mo
Today · 4.125%
HK$31,483
baseline
▲ 0.50% · 4.625%
HK$33,143
+HK$1,660/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$62,966/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,219
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,221
−HK$1,018/mo
Today · 4.125%
HK$34,239
baseline
▲ 0.50% · 4.625%
HK$36,323
+HK$2,084/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$68,478/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,843
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,805
−HK$975/mo
Today · 4.125%
HK$37,780
baseline
▲ 0.50% · 4.625%
HK$39,771
+HK$1,991/mo
Deposit HK$4.71M · loan HK$7.06M · min. income ≈ HK$75,560/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,589
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,758
−HK$1,188/mo
Today · 4.125%
HK$39,946
baseline
▲ 0.50% · 4.625%
HK$42,376
+HK$2,430/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$79,892/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,817
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,939
−HK$1,137/mo
Today · 4.125%
HK$44,076
baseline
▲ 0.50% · 4.625%
HK$46,400
+HK$2,324/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$88,152/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,328
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,832
−HK$1,527/mo
Today · 4.125%
HK$51,359
baseline
▲ 0.50% · 4.625%
HK$54,484
+HK$3,125/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$102,718/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,765
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,207
−HK$1,463/mo
Today · 4.125%
HK$56,670
baseline
▲ 0.50% · 4.625%
HK$59,657
+HK$2,987/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$113,340/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,548 · Scale 2, in force from 26 Feb 2026)