LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,851
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,686
−HK$848/mo
Today · 4.125%
HK$28,534
baseline
▲ 0.50% · 4.625%
HK$30,271
+HK$1,737/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$57,068/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,871
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,672
−HK$813/mo
Today · 4.125%
HK$31,485
baseline
▲ 0.50% · 4.625%
HK$33,144
+HK$1,659/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$62,970/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,221
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,223
−HK$1,018/mo
Today · 4.125%
HK$34,241
baseline
▲ 0.50% · 4.625%
HK$36,325
+HK$2,084/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$68,482/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,845
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,806
−HK$976/mo
Today · 4.125%
HK$37,782
baseline
▲ 0.50% · 4.625%
HK$39,773
+HK$1,991/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$75,564/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,591
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,760
−HK$1,188/mo
Today · 4.125%
HK$39,948
baseline
▲ 0.50% · 4.625%
HK$42,379
+HK$2,431/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$79,896/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,819
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,941
−HK$1,138/mo
Today · 4.125%
HK$44,079
baseline
▲ 0.50% · 4.625%
HK$46,402
+HK$2,323/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$88,158/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,331
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,834
−HK$1,528/mo
Today · 4.125%
HK$51,362
baseline
▲ 0.50% · 4.625%
HK$54,487
+HK$3,125/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$102,724/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,768
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,210
−HK$1,463/mo
Today · 4.125%
HK$56,673
baseline
▲ 0.50% · 4.625%
HK$59,660
+HK$2,987/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$113,346/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,571 · Scale 2, in force from 26 Feb 2026)