LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,851
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,686
−HK$849/mo
Today · 4.125%
HK$28,535
baseline
▲ 0.50% · 4.625%
HK$30,271
+HK$1,736/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$57,070/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,871
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,672
−HK$813/mo
Today · 4.125%
HK$31,485
baseline
▲ 0.50% · 4.625%
HK$33,145
+HK$1,660/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$62,970/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,221
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,223
−HK$1,019/mo
Today · 4.125%
HK$34,242
baseline
▲ 0.50% · 4.625%
HK$36,325
+HK$2,083/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$68,484/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,846
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,807
−HK$975/mo
Today · 4.125%
HK$37,782
baseline
▲ 0.50% · 4.625%
HK$39,774
+HK$1,992/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$75,564/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,591
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,760
−HK$1,188/mo
Today · 4.125%
HK$39,948
baseline
▲ 0.50% · 4.625%
HK$42,379
+HK$2,431/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$79,896/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,820
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,941
−HK$1,138/mo
Today · 4.125%
HK$44,079
baseline
▲ 0.50% · 4.625%
HK$46,403
+HK$2,324/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$88,158/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,331
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,835
−HK$1,527/mo
Today · 4.125%
HK$51,362
baseline
▲ 0.50% · 4.625%
HK$54,488
+HK$3,126/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$102,724/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,768
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,210
−HK$1,463/mo
Today · 4.125%
HK$56,673
baseline
▲ 0.50% · 4.625%
HK$59,661
+HK$2,988/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$113,346/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,576 · Scale 2, in force from 26 Feb 2026)