LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,851
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,686
−HK$849/mo
Today · 4.125%
HK$28,535
baseline
▲ 0.50% · 4.625%
HK$30,271
+HK$1,736/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$57,070/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,872
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,673
−HK$812/mo
Today · 4.125%
HK$31,485
baseline
▲ 0.50% · 4.625%
HK$33,145
+HK$1,660/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$62,970/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,221
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,224
−HK$1,018/mo
Today · 4.125%
HK$34,242
baseline
▲ 0.50% · 4.625%
HK$36,325
+HK$2,083/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$68,484/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,846
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,807
−HK$976/mo
Today · 4.125%
HK$37,783
baseline
▲ 0.50% · 4.625%
HK$39,774
+HK$1,991/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$75,566/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,592
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,761
−HK$1,188/mo
Today · 4.125%
HK$39,949
baseline
▲ 0.50% · 4.625%
HK$42,380
+HK$2,431/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$79,898/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,820
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,942
−HK$1,138/mo
Today · 4.125%
HK$44,080
baseline
▲ 0.50% · 4.625%
HK$46,403
+HK$2,323/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$88,160/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,332
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,835
−HK$1,528/mo
Today · 4.125%
HK$51,363
baseline
▲ 0.50% · 4.625%
HK$54,488
+HK$3,125/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$102,726/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,769
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,211
−HK$1,463/mo
Today · 4.125%
HK$56,674
baseline
▲ 0.50% · 4.625%
HK$59,661
+HK$2,987/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$113,348/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,581 · Scale 2, in force from 26 Feb 2026)