LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,854
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,690
−HK$848/mo
Today · 4.125%
HK$28,538
baseline
▲ 0.50% · 4.625%
HK$30,275
+HK$1,737/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$57,076/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,875
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,676
−HK$813/mo
Today · 4.125%
HK$31,489
baseline
▲ 0.50% · 4.625%
HK$33,149
+HK$1,660/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$62,978/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,225
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,228
−HK$1,018/mo
Today · 4.125%
HK$34,246
baseline
▲ 0.50% · 4.625%
HK$36,330
+HK$2,084/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$68,492/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,850
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,812
−HK$975/mo
Today · 4.125%
HK$37,787
baseline
▲ 0.50% · 4.625%
HK$39,779
+HK$1,992/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$75,574/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,596
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,765
−HK$1,189/mo
Today · 4.125%
HK$39,954
baseline
▲ 0.50% · 4.625%
HK$42,385
+HK$2,431/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$79,908/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,825
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,947
−HK$1,138/mo
Today · 4.125%
HK$44,085
baseline
▲ 0.50% · 4.625%
HK$46,409
+HK$2,324/mo
Deposit HK$3.53M · loan HK$8.24M · min. income ≈ HK$88,170/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$441,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,338
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,841
−HK$1,528/mo
Today · 4.125%
HK$51,369
baseline
▲ 0.50% · 4.625%
HK$54,495
+HK$3,126/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$102,738/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,775
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,217
−HK$1,464/mo
Today · 4.125%
HK$56,681
baseline
▲ 0.50% · 4.625%
HK$59,668
+HK$2,987/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$113,362/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,633 · Scale 2, in force from 26 Feb 2026)