LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,859
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,695
−HK$848/mo
Today · 4.125%
HK$28,543
baseline
▲ 0.50% · 4.625%
HK$30,280
+HK$1,737/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$57,086/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,880
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,682
−HK$813/mo
Today · 4.125%
HK$31,495
baseline
▲ 0.50% · 4.625%
HK$33,155
+HK$1,660/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$62,990/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,231
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,233
−HK$1,019/mo
Today · 4.125%
HK$34,252
baseline
▲ 0.50% · 4.625%
HK$36,336
+HK$2,084/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$68,504/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,857
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,818
−HK$976/mo
Today · 4.125%
HK$37,794
baseline
▲ 0.50% · 4.625%
HK$39,786
+HK$1,992/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$75,588/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,603
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,772
−HK$1,189/mo
Today · 4.125%
HK$39,961
baseline
▲ 0.50% · 4.625%
HK$42,392
+HK$2,431/mo
Deposit HK$3.53M · loan HK$8.25M · min. income ≈ HK$79,922/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$441,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,833
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,955
−HK$1,138/mo
Today · 4.125%
HK$44,093
baseline
▲ 0.50% · 4.625%
HK$46,417
+HK$2,324/mo
Deposit HK$3.53M · loan HK$8.25M · min. income ≈ HK$88,186/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$441,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,346
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,850
−HK$1,528/mo
Today · 4.125%
HK$51,378
baseline
▲ 0.50% · 4.625%
HK$54,504
+HK$3,126/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$102,756/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,785
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,227
−HK$1,464/mo
Today · 4.125%
HK$56,691
baseline
▲ 0.50% · 4.625%
HK$59,679
+HK$2,988/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$113,382/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,712 · Scale 2, in force from 26 Feb 2026)