LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,860
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,695
−HK$849/mo
Today · 4.125%
HK$28,544
baseline
▲ 0.50% · 4.625%
HK$30,281
+HK$1,737/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$57,088/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,881
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,683
−HK$813/mo
Today · 4.125%
HK$31,496
baseline
▲ 0.50% · 4.625%
HK$33,156
+HK$1,660/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$62,992/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,232
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,234
−HK$1,019/mo
Today · 4.125%
HK$34,253
baseline
▲ 0.50% · 4.625%
HK$36,337
+HK$2,084/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$68,506/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,858
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,819
−HK$976/mo
Today · 4.125%
HK$37,795
baseline
▲ 0.50% · 4.625%
HK$39,787
+HK$1,992/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$75,590/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,604
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,773
−HK$1,189/mo
Today · 4.125%
HK$39,962
baseline
▲ 0.50% · 4.625%
HK$42,393
+HK$2,431/mo
Deposit HK$3.53M · loan HK$8.25M · min. income ≈ HK$79,924/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$441,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,834
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,956
−HK$1,138/mo
Today · 4.125%
HK$44,094
baseline
▲ 0.50% · 4.625%
HK$46,418
+HK$2,324/mo
Deposit HK$3.53M · loan HK$8.25M · min. income ≈ HK$88,188/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$441,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,348
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,852
−HK$1,528/mo
Today · 4.125%
HK$51,380
baseline
▲ 0.50% · 4.625%
HK$54,506
+HK$3,126/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$102,760/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,786
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,229
−HK$1,463/mo
Today · 4.125%
HK$56,692
baseline
▲ 0.50% · 4.625%
HK$59,681
+HK$2,989/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$113,384/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,724 · Scale 2, in force from 26 Feb 2026)