LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,863
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,698
−HK$849/mo
Today · 4.125%
HK$28,547
baseline
▲ 0.50% · 4.625%
HK$30,284
+HK$1,737/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$57,094/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,885
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,686
−HK$813/mo
Today · 4.125%
HK$31,499
baseline
▲ 0.50% · 4.625%
HK$33,160
+HK$1,661/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$62,998/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,235
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,238
−HK$1,019/mo
Today · 4.125%
HK$34,257
baseline
▲ 0.50% · 4.625%
HK$36,341
+HK$2,084/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$68,514/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,862
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,823
−HK$976/mo
Today · 4.125%
HK$37,799
baseline
▲ 0.50% · 4.625%
HK$39,791
+HK$1,992/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$75,598/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,608
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,778
−HK$1,188/mo
Today · 4.125%
HK$39,966
baseline
▲ 0.50% · 4.625%
HK$42,398
+HK$2,432/mo
Deposit HK$3.53M · loan HK$8.25M · min. income ≈ HK$79,932/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$441,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,838
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,961
−HK$1,138/mo
Today · 4.125%
HK$44,099
baseline
▲ 0.50% · 4.625%
HK$46,423
+HK$2,324/mo
Deposit HK$3.53M · loan HK$8.25M · min. income ≈ HK$88,198/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$441,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,353
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,857
−HK$1,528/mo
Today · 4.125%
HK$51,385
baseline
▲ 0.50% · 4.625%
HK$54,512
+HK$3,127/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$102,770/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,792
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,235
−HK$1,464/mo
Today · 4.125%
HK$56,699
baseline
▲ 0.50% · 4.625%
HK$59,687
+HK$2,988/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$113,398/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,774 · Scale 2, in force from 26 Feb 2026)