LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,864
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,700
−HK$849/mo
Today · 4.125%
HK$28,549
baseline
▲ 0.50% · 4.625%
HK$30,286
+HK$1,737/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$57,098/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,886
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,687
−HK$814/mo
Today · 4.125%
HK$31,501
baseline
▲ 0.50% · 4.625%
HK$33,161
+HK$1,660/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$63,002/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,237
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,240
−HK$1,018/mo
Today · 4.125%
HK$34,258
baseline
▲ 0.50% · 4.625%
HK$36,343
+HK$2,085/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$68,516/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,863
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,825
−HK$976/mo
Today · 4.125%
HK$37,801
baseline
▲ 0.50% · 4.625%
HK$39,793
+HK$1,992/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$75,602/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,610
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,779
−HK$1,189/mo
Today · 4.125%
HK$39,968
baseline
▲ 0.50% · 4.625%
HK$42,400
+HK$2,432/mo
Deposit HK$3.53M · loan HK$8.25M · min. income ≈ HK$79,936/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$441,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,840
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,962
−HK$1,139/mo
Today · 4.125%
HK$44,101
baseline
▲ 0.50% · 4.625%
HK$46,425
+HK$2,324/mo
Deposit HK$3.53M · loan HK$8.25M · min. income ≈ HK$88,202/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$441,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,355
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,859
−HK$1,528/mo
Today · 4.125%
HK$51,387
baseline
▲ 0.50% · 4.625%
HK$54,514
+HK$3,127/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$102,774/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,795
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,237
−HK$1,464/mo
Today · 4.125%
HK$56,701
baseline
▲ 0.50% · 4.625%
HK$59,690
+HK$2,989/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$113,402/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,793 · Scale 2, in force from 26 Feb 2026)