LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,866
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,702
−HK$849/mo
Today · 4.125%
HK$28,551
baseline
▲ 0.50% · 4.625%
HK$30,288
+HK$1,737/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$57,102/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,889
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,690
−HK$813/mo
Today · 4.125%
HK$31,503
baseline
▲ 0.50% · 4.625%
HK$33,164
+HK$1,661/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$63,006/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,240
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,242
−HK$1,019/mo
Today · 4.125%
HK$34,261
baseline
▲ 0.50% · 4.625%
HK$36,346
+HK$2,085/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$68,522/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,866
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,828
−HK$976/mo
Today · 4.125%
HK$37,804
baseline
▲ 0.50% · 4.625%
HK$39,797
+HK$1,993/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$75,608/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$441,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,613
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,783
−HK$1,189/mo
Today · 4.125%
HK$39,972
baseline
▲ 0.50% · 4.625%
HK$42,404
+HK$2,432/mo
Deposit HK$3.53M · loan HK$8.25M · min. income ≈ HK$79,944/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$441,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,844
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,966
−HK$1,139/mo
Today · 4.125%
HK$44,105
baseline
▲ 0.50% · 4.625%
HK$46,429
+HK$2,324/mo
Deposit HK$3.53M · loan HK$8.25M · min. income ≈ HK$88,210/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$441,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,359
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,864
−HK$1,528/mo
Today · 4.125%
HK$51,392
baseline
▲ 0.50% · 4.625%
HK$54,519
+HK$3,127/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$102,784/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,799
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,242
−HK$1,464/mo
Today · 4.125%
HK$56,706
baseline
▲ 0.50% · 4.625%
HK$59,695
+HK$2,989/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$113,412/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,831 · Scale 2, in force from 26 Feb 2026)