LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,868
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,704
−HK$849/mo
Today · 4.125%
HK$28,553
baseline
▲ 0.50% · 4.625%
HK$30,291
+HK$1,738/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$57,106/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,891
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,693
−HK$813/mo
Today · 4.125%
HK$31,506
baseline
▲ 0.50% · 4.625%
HK$33,166
+HK$1,660/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$63,012/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,242
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,245
−HK$1,019/mo
Today · 4.125%
HK$34,264
baseline
▲ 0.50% · 4.625%
HK$36,349
+HK$2,085/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$68,528/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$441,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,869
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,831
−HK$976/mo
Today · 4.125%
HK$37,807
baseline
▲ 0.50% · 4.625%
HK$39,800
+HK$1,993/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$75,614/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$441,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,616
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,786
−HK$1,189/mo
Today · 4.125%
HK$39,975
baseline
▲ 0.50% · 4.625%
HK$42,407
+HK$2,432/mo
Deposit HK$3.53M · loan HK$8.25M · min. income ≈ HK$79,950/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$441,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,847
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,970
−HK$1,138/mo
Today · 4.125%
HK$44,108
baseline
▲ 0.50% · 4.625%
HK$46,433
+HK$2,325/mo
Deposit HK$3.53M · loan HK$8.25M · min. income ≈ HK$88,216/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$441,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,363
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,868
−HK$1,528/mo
Today · 4.125%
HK$51,396
baseline
▲ 0.50% · 4.625%
HK$54,523
+HK$3,127/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$102,792/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,804
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,247
−HK$1,463/mo
Today · 4.125%
HK$56,710
baseline
▲ 0.50% · 4.625%
HK$59,700
+HK$2,990/mo
Deposit HK$1.18M · loan HK$10.60M · min. income ≈ HK$113,420/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,866 · Scale 2, in force from 26 Feb 2026)