LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,874
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,710
−HK$849/mo
Today · 4.125%
HK$28,559
baseline
▲ 0.50% · 4.625%
HK$30,297
+HK$1,738/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$57,118/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,897
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,699
−HK$814/mo
Today · 4.125%
HK$31,513
baseline
▲ 0.50% · 4.625%
HK$33,174
+HK$1,661/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$63,026/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,249
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,252
−HK$1,019/mo
Today · 4.125%
HK$34,271
baseline
▲ 0.50% · 4.625%
HK$36,357
+HK$2,086/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$68,542/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$441,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,877
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,839
−HK$976/mo
Today · 4.125%
HK$37,815
baseline
▲ 0.50% · 4.625%
HK$39,808
+HK$1,993/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$75,630/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$441,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,624
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,794
−HK$1,189/mo
Today · 4.125%
HK$39,983
baseline
▲ 0.50% · 4.625%
HK$42,416
+HK$2,433/mo
Deposit HK$3.54M · loan HK$8.25M · min. income ≈ HK$79,966/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$441,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,856
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,979
−HK$1,139/mo
Today · 4.125%
HK$44,118
baseline
▲ 0.50% · 4.625%
HK$46,443
+HK$2,325/mo
Deposit HK$3.54M · loan HK$8.25M · min. income ≈ HK$88,236/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$441,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,374
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,878
−HK$1,529/mo
Today · 4.125%
HK$51,407
baseline
▲ 0.50% · 4.625%
HK$54,535
+HK$3,128/mo
Deposit HK$1.18M · loan HK$10.61M · min. income ≈ HK$102,814/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,815
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$55,258
−HK$1,465/mo
Today · 4.125%
HK$56,723
baseline
▲ 0.50% · 4.625%
HK$59,713
+HK$2,990/mo
Deposit HK$1.18M · loan HK$10.61M · min. income ≈ HK$113,446/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,961 · Scale 2, in force from 26 Feb 2026)