LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,875
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,711
−HK$849/mo
Today · 4.125%
HK$28,560
baseline
▲ 0.50% · 4.625%
HK$30,298
+HK$1,738/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$57,120/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,898
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,700
−HK$813/mo
Today · 4.125%
HK$31,513
baseline
▲ 0.50% · 4.625%
HK$33,174
+HK$1,661/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$63,026/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$441,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,250
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,253
−HK$1,019/mo
Today · 4.125%
HK$34,272
baseline
▲ 0.50% · 4.625%
HK$36,357
+HK$2,085/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$68,544/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$441,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,878
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,840
−HK$976/mo
Today · 4.125%
HK$37,816
baseline
▲ 0.50% · 4.625%
HK$39,809
+HK$1,993/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$75,632/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$441,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,625
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,795
−HK$1,189/mo
Today · 4.125%
HK$39,984
baseline
▲ 0.50% · 4.625%
HK$42,417
+HK$2,433/mo
Deposit HK$3.54M · loan HK$8.25M · min. income ≈ HK$79,968/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$441,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,857
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,980
−HK$1,139/mo
Today · 4.125%
HK$44,119
baseline
▲ 0.50% · 4.625%
HK$46,444
+HK$2,325/mo
Deposit HK$3.54M · loan HK$8.25M · min. income ≈ HK$88,238/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$441,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,375
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,879
−HK$1,529/mo
Today · 4.125%
HK$51,408
baseline
▲ 0.50% · 4.625%
HK$54,536
+HK$3,128/mo
Deposit HK$1.18M · loan HK$10.61M · min. income ≈ HK$102,816/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,816
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$55,260
−HK$1,464/mo
Today · 4.125%
HK$56,724
baseline
▲ 0.50% · 4.625%
HK$59,714
+HK$2,990/mo
Deposit HK$1.18M · loan HK$10.61M · min. income ≈ HK$113,448/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,970 · Scale 2, in force from 26 Feb 2026)