LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,876
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,712
−HK$849/mo
Today · 4.125%
HK$28,561
baseline
▲ 0.50% · 4.625%
HK$30,299
+HK$1,738/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$57,122/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$441,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,899
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,701
−HK$814/mo
Today · 4.125%
HK$31,515
baseline
▲ 0.50% · 4.625%
HK$33,176
+HK$1,661/mo
Deposit HK$5.89M · loan HK$5.89M · min. income ≈ HK$63,030/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$441,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,251
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,254
−HK$1,020/mo
Today · 4.125%
HK$34,274
baseline
▲ 0.50% · 4.625%
HK$36,359
+HK$2,085/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$68,548/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$441,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,879
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,841
−HK$977/mo
Today · 4.125%
HK$37,818
baseline
▲ 0.50% · 4.625%
HK$39,811
+HK$1,993/mo
Deposit HK$4.71M · loan HK$7.07M · min. income ≈ HK$75,636/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$441,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,626
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,797
−HK$1,189/mo
Today · 4.125%
HK$39,986
baseline
▲ 0.50% · 4.625%
HK$42,419
+HK$2,433/mo
Deposit HK$3.54M · loan HK$8.25M · min. income ≈ HK$79,972/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$441,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,859
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,982
−HK$1,139/mo
Today · 4.125%
HK$44,121
baseline
▲ 0.50% · 4.625%
HK$46,446
+HK$2,325/mo
Deposit HK$3.54M · loan HK$8.25M · min. income ≈ HK$88,242/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$441,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,377
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,882
−HK$1,529/mo
Today · 4.125%
HK$51,411
baseline
▲ 0.50% · 4.625%
HK$54,539
+HK$3,128/mo
Deposit HK$1.18M · loan HK$10.61M · min. income ≈ HK$102,822/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,819
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,262
−HK$1,464/mo
Today · 4.125%
HK$56,726
baseline
▲ 0.50% · 4.625%
HK$59,717
+HK$2,991/mo
Deposit HK$1.18M · loan HK$10.61M · min. income ≈ HK$113,452/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$441,991 · Scale 2, in force from 26 Feb 2026)