LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,887
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,723
−HK$850/mo
Today · 4.125%
HK$28,573
baseline
▲ 0.50% · 4.625%
HK$30,312
+HK$1,739/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$57,146/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,912
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,714
−HK$814/mo
Today · 4.125%
HK$31,528
baseline
▲ 0.50% · 4.625%
HK$33,189
+HK$1,661/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$63,056/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,264
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,268
−HK$1,020/mo
Today · 4.125%
HK$34,288
baseline
▲ 0.50% · 4.625%
HK$36,374
+HK$2,086/mo
Deposit HK$4.72M · loan HK$7.07M · min. income ≈ HK$68,576/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,894
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,857
−HK$976/mo
Today · 4.125%
HK$37,833
baseline
▲ 0.50% · 4.625%
HK$39,827
+HK$1,994/mo
Deposit HK$4.72M · loan HK$7.07M · min. income ≈ HK$75,666/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,642
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,813
−HK$1,189/mo
Today · 4.125%
HK$40,002
baseline
▲ 0.50% · 4.625%
HK$42,436
+HK$2,434/mo
Deposit HK$3.54M · loan HK$8.25M · min. income ≈ HK$80,004/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,876
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$42,999
−HK$1,140/mo
Today · 4.125%
HK$44,139
baseline
▲ 0.50% · 4.625%
HK$46,465
+HK$2,326/mo
Deposit HK$3.54M · loan HK$8.25M · min. income ≈ HK$88,278/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,397
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,902
−HK$1,530/mo
Today · 4.125%
HK$51,432
baseline
▲ 0.50% · 4.625%
HK$54,561
+HK$3,129/mo
Deposit HK$1.18M · loan HK$10.61M · min. income ≈ HK$102,864/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,841
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,285
−HK$1,465/mo
Today · 4.125%
HK$56,750
baseline
▲ 0.50% · 4.625%
HK$59,741
+HK$2,991/mo
Deposit HK$1.18M · loan HK$10.61M · min. income ≈ HK$113,500/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,172 · Scale 2, in force from 26 Feb 2026)