LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,891
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,727
−HK$850/mo
Today · 4.125%
HK$28,577
baseline
▲ 0.50% · 4.625%
HK$30,316
+HK$1,739/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$57,154/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,916
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,718
−HK$814/mo
Today · 4.125%
HK$31,532
baseline
▲ 0.50% · 4.625%
HK$33,194
+HK$1,662/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$63,064/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,269
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,273
−HK$1,020/mo
Today · 4.125%
HK$34,293
baseline
▲ 0.50% · 4.625%
HK$36,379
+HK$2,086/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$68,586/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,899
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,862
−HK$977/mo
Today · 4.125%
HK$37,839
baseline
▲ 0.50% · 4.625%
HK$39,833
+HK$1,994/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$75,678/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,647
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,818
−HK$1,190/mo
Today · 4.125%
HK$40,008
baseline
▲ 0.50% · 4.625%
HK$42,443
+HK$2,435/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$80,016/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,882
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,006
−HK$1,139/mo
Today · 4.125%
HK$44,145
baseline
▲ 0.50% · 4.625%
HK$46,472
+HK$2,327/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$88,290/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,404
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,909
−HK$1,530/mo
Today · 4.125%
HK$51,439
baseline
▲ 0.50% · 4.625%
HK$54,569
+HK$3,130/mo
Deposit HK$1.18M · loan HK$10.61M · min. income ≈ HK$102,878/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,849
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,293
−HK$1,465/mo
Today · 4.125%
HK$56,758
baseline
▲ 0.50% · 4.625%
HK$59,750
+HK$2,992/mo
Deposit HK$1.18M · loan HK$10.61M · min. income ≈ HK$113,516/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,237 · Scale 2, in force from 26 Feb 2026)