LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,895
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,731
−HK$850/mo
Today · 4.125%
HK$28,581
baseline
▲ 0.50% · 4.625%
HK$30,320
+HK$1,739/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$57,162/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,920
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,723
−HK$814/mo
Today · 4.125%
HK$31,537
baseline
▲ 0.50% · 4.625%
HK$33,199
+HK$1,662/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$63,074/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,274
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,278
−HK$1,020/mo
Today · 4.125%
HK$34,298
baseline
▲ 0.50% · 4.625%
HK$36,385
+HK$2,087/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$68,596/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,904
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,867
−HK$977/mo
Today · 4.125%
HK$37,844
baseline
▲ 0.50% · 4.625%
HK$39,839
+HK$1,995/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$75,688/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,653
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,824
−HK$1,190/mo
Today · 4.125%
HK$40,014
baseline
▲ 0.50% · 4.625%
HK$42,449
+HK$2,435/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$80,028/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,888
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,012
−HK$1,139/mo
Today · 4.125%
HK$44,151
baseline
▲ 0.50% · 4.625%
HK$46,479
+HK$2,328/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$88,302/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,411
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,917
−HK$1,529/mo
Today · 4.125%
HK$51,446
baseline
▲ 0.50% · 4.625%
HK$54,577
+HK$3,131/mo
Deposit HK$1.18M · loan HK$10.62M · min. income ≈ HK$102,892/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,856
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,301
−HK$1,465/mo
Today · 4.125%
HK$56,766
baseline
▲ 0.50% · 4.625%
HK$59,758
+HK$2,992/mo
Deposit HK$1.18M · loan HK$10.62M · min. income ≈ HK$113,532/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,300 · Scale 2, in force from 26 Feb 2026)