LTV · monthly repayment
▼ 0.50% · 3.625%
HK$268,953
−HK$16,865/mo
▼ 0.25% · 3.875%
HK$277,319
−HK$8,499/mo
Today · 4.125%
HK$285,818
baseline
▲ 0.50% · 4.625%
HK$303,210
+HK$17,392/mo
Deposit HK$58.97M · loan HK$58.97M · min. income ≈ HK$571,636/mo (50% DSR)
Upfront cash ≈ HK$66.64M (deposit + AVD stamp duty HK$7,666,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,207
−HK$16,165/mo
▼ 0.25% · 3.875%
HK$307,232
−HK$8,140/mo
Today · 4.125%
HK$315,372
baseline
▲ 0.50% · 4.625%
HK$331,996
+HK$16,624/mo
Deposit HK$58.97M · loan HK$58.97M · min. income ≈ HK$630,744/mo (50% DSR)
Upfront cash ≈ HK$66.64M (deposit + AVD stamp duty HK$7,666,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$322,743
−HK$20,239/mo
▼ 0.25% · 3.875%
HK$332,782
−HK$10,200/mo
Today · 4.125%
HK$342,982
baseline
▲ 0.50% · 4.625%
HK$363,852
+HK$20,870/mo
Deposit HK$47.18M · loan HK$70.77M · min. income ≈ HK$685,964/mo (50% DSR)
Upfront cash ≈ HK$54.85M (deposit + AVD stamp duty HK$7,666,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,049
−HK$19,398/mo
▼ 0.25% · 3.875%
HK$368,678
−HK$9,769/mo
Today · 4.125%
HK$378,447
baseline
▲ 0.50% · 4.625%
HK$398,395
+HK$19,948/mo
Deposit HK$47.18M · loan HK$70.77M · min. income ≈ HK$756,894/mo (50% DSR)
Upfront cash ≈ HK$54.85M (deposit + AVD stamp duty HK$7,666,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,534
−HK$23,612/mo
▼ 0.25% · 3.875%
HK$388,246
−HK$11,900/mo
Today · 4.125%
HK$400,146
baseline
▲ 0.50% · 4.625%
HK$424,494
+HK$24,348/mo
Deposit HK$35.38M · loan HK$82.56M · min. income ≈ HK$800,292/mo (50% DSR)
Upfront cash ≈ HK$43.05M (deposit + AVD stamp duty HK$7,666,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$418,890
−HK$22,631/mo
▼ 0.25% · 3.875%
HK$430,124
−HK$11,397/mo
Today · 4.125%
HK$441,521
baseline
▲ 0.50% · 4.625%
HK$464,795
+HK$23,274/mo
Deposit HK$35.38M · loan HK$82.56M · min. income ≈ HK$883,042/mo (50% DSR)
Upfront cash ≈ HK$43.05M (deposit + AVD stamp duty HK$7,666,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$484,115
−HK$30,358/mo
▼ 0.25% · 3.875%
HK$499,174
−HK$15,299/mo
Today · 4.125%
HK$514,473
baseline
▲ 0.50% · 4.625%
HK$545,778
+HK$31,305/mo
Deposit HK$11.79M · loan HK$106.15M · min. income ≈ HK$1,028,946/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$7,666,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$538,573
−HK$29,097/mo
▼ 0.25% · 3.875%
HK$553,017
−HK$14,653/mo
Today · 4.125%
HK$567,670
baseline
▲ 0.50% · 4.625%
HK$597,593
+HK$29,923/mo
Deposit HK$11.79M · loan HK$106.15M · min. income ≈ HK$1,135,340/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$7,666,648 · Scale 2, in force from 26 Feb 2026)