LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,897
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,734
−HK$850/mo
Today · 4.125%
HK$28,584
baseline
▲ 0.50% · 4.625%
HK$30,323
+HK$1,739/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$57,168/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,923
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,725
−HK$814/mo
Today · 4.125%
HK$31,539
baseline
▲ 0.50% · 4.625%
HK$33,202
+HK$1,663/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$63,078/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,276
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,280
−HK$1,020/mo
Today · 4.125%
HK$34,300
baseline
▲ 0.50% · 4.625%
HK$36,387
+HK$2,087/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$68,600/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,907
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,870
−HK$977/mo
Today · 4.125%
HK$37,847
baseline
▲ 0.50% · 4.625%
HK$39,842
+HK$1,995/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$75,694/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,656
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,827
−HK$1,190/mo
Today · 4.125%
HK$40,017
baseline
▲ 0.50% · 4.625%
HK$42,452
+HK$2,435/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$80,034/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,892
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,015
−HK$1,140/mo
Today · 4.125%
HK$44,155
baseline
▲ 0.50% · 4.625%
HK$46,482
+HK$2,327/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$88,310/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,415
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,921
−HK$1,530/mo
Today · 4.125%
HK$51,451
baseline
▲ 0.50% · 4.625%
HK$54,581
+HK$3,130/mo
Deposit HK$1.18M · loan HK$10.62M · min. income ≈ HK$102,902/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,861
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,305
−HK$1,466/mo
Today · 4.125%
HK$56,771
baseline
▲ 0.50% · 4.625%
HK$59,763
+HK$2,992/mo
Deposit HK$1.18M · loan HK$10.62M · min. income ≈ HK$113,542/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,335 · Scale 2, in force from 26 Feb 2026)