LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,899
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,736
−HK$850/mo
Today · 4.125%
HK$28,586
baseline
▲ 0.50% · 4.625%
HK$30,325
+HK$1,739/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$57,172/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,925
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,727
−HK$814/mo
Today · 4.125%
HK$31,541
baseline
▲ 0.50% · 4.625%
HK$33,204
+HK$1,663/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$63,082/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,279
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,283
−HK$1,020/mo
Today · 4.125%
HK$34,303
baseline
▲ 0.50% · 4.625%
HK$36,390
+HK$2,087/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$68,606/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,910
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,873
−HK$977/mo
Today · 4.125%
HK$37,850
baseline
▲ 0.50% · 4.625%
HK$39,845
+HK$1,995/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$75,700/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,658
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,830
−HK$1,190/mo
Today · 4.125%
HK$40,020
baseline
▲ 0.50% · 4.625%
HK$42,455
+HK$2,435/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$80,040/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,895
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,018
−HK$1,140/mo
Today · 4.125%
HK$44,158
baseline
▲ 0.50% · 4.625%
HK$46,486
+HK$2,328/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$88,316/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,418
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,924
−HK$1,530/mo
Today · 4.125%
HK$51,454
baseline
▲ 0.50% · 4.625%
HK$54,585
+HK$3,131/mo
Deposit HK$1.18M · loan HK$10.62M · min. income ≈ HK$102,908/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,864
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,309
−HK$1,466/mo
Today · 4.125%
HK$56,775
baseline
▲ 0.50% · 4.625%
HK$59,767
+HK$2,992/mo
Deposit HK$1.18M · loan HK$10.62M · min. income ≈ HK$113,550/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,366 · Scale 2, in force from 26 Feb 2026)