LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,902
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,739
−HK$850/mo
Today · 4.125%
HK$28,589
baseline
▲ 0.50% · 4.625%
HK$30,329
+HK$1,740/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$57,178/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,928
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,731
−HK$814/mo
Today · 4.125%
HK$31,545
baseline
▲ 0.50% · 4.625%
HK$33,208
+HK$1,663/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$63,090/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,283
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,287
−HK$1,020/mo
Today · 4.125%
HK$34,307
baseline
▲ 0.50% · 4.625%
HK$36,395
+HK$2,088/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$68,614/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,914
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,877
−HK$978/mo
Today · 4.125%
HK$37,855
baseline
▲ 0.50% · 4.625%
HK$39,850
+HK$1,995/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$75,710/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,663
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,835
−HK$1,190/mo
Today · 4.125%
HK$40,025
baseline
▲ 0.50% · 4.625%
HK$42,460
+HK$2,435/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$80,050/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,900
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,024
−HK$1,140/mo
Today · 4.125%
HK$44,164
baseline
▲ 0.50% · 4.625%
HK$46,492
+HK$2,328/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$88,328/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,424
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,930
−HK$1,531/mo
Today · 4.125%
HK$51,461
baseline
▲ 0.50% · 4.625%
HK$54,592
+HK$3,131/mo
Deposit HK$1.18M · loan HK$10.62M · min. income ≈ HK$102,922/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,871
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,316
−HK$1,466/mo
Today · 4.125%
HK$56,782
baseline
▲ 0.50% · 4.625%
HK$59,775
+HK$2,993/mo
Deposit HK$1.18M · loan HK$10.62M · min. income ≈ HK$113,564/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,422 · Scale 2, in force from 26 Feb 2026)