LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,903
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,740
−HK$850/mo
Today · 4.125%
HK$28,590
baseline
▲ 0.50% · 4.625%
HK$30,330
+HK$1,740/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$57,180/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,929
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,732
−HK$814/mo
Today · 4.125%
HK$31,546
baseline
▲ 0.50% · 4.625%
HK$33,209
+HK$1,663/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$63,092/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,283
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,288
−HK$1,020/mo
Today · 4.125%
HK$34,308
baseline
▲ 0.50% · 4.625%
HK$36,396
+HK$2,088/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$68,616/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,915
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,878
−HK$977/mo
Today · 4.125%
HK$37,855
baseline
▲ 0.50% · 4.625%
HK$39,851
+HK$1,996/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$75,710/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,664
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,836
−HK$1,190/mo
Today · 4.125%
HK$40,026
baseline
▲ 0.50% · 4.625%
HK$42,461
+HK$2,435/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$80,052/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,901
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,025
−HK$1,140/mo
Today · 4.125%
HK$44,165
baseline
▲ 0.50% · 4.625%
HK$46,493
+HK$2,328/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$88,330/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,425
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,932
−HK$1,530/mo
Today · 4.125%
HK$51,462
baseline
▲ 0.50% · 4.625%
HK$54,593
+HK$3,131/mo
Deposit HK$1.18M · loan HK$10.62M · min. income ≈ HK$102,924/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,873
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,317
−HK$1,466/mo
Today · 4.125%
HK$56,783
baseline
▲ 0.50% · 4.625%
HK$59,776
+HK$2,993/mo
Deposit HK$1.18M · loan HK$10.62M · min. income ≈ HK$113,566/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,433 · Scale 2, in force from 26 Feb 2026)