LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,906
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,743
−HK$850/mo
Today · 4.125%
HK$28,593
baseline
▲ 0.50% · 4.625%
HK$30,333
+HK$1,740/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$57,186/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,933
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,735
−HK$815/mo
Today · 4.125%
HK$31,550
baseline
▲ 0.50% · 4.625%
HK$33,213
+HK$1,663/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$63,100/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,287
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,292
−HK$1,020/mo
Today · 4.125%
HK$34,312
baseline
▲ 0.50% · 4.625%
HK$36,400
+HK$2,088/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$68,624/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,919
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,883
−HK$977/mo
Today · 4.125%
HK$37,860
baseline
▲ 0.50% · 4.625%
HK$39,855
+HK$1,995/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$75,720/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,668
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,840
−HK$1,191/mo
Today · 4.125%
HK$40,031
baseline
▲ 0.50% · 4.625%
HK$42,466
+HK$2,435/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$80,062/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,906
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,030
−HK$1,140/mo
Today · 4.125%
HK$44,170
baseline
▲ 0.50% · 4.625%
HK$46,498
+HK$2,328/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$88,340/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,431
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,937
−HK$1,531/mo
Today · 4.125%
HK$51,468
baseline
▲ 0.50% · 4.625%
HK$54,600
+HK$3,132/mo
Deposit HK$1.18M · loan HK$10.62M · min. income ≈ HK$102,936/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,879
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,324
−HK$1,466/mo
Today · 4.125%
HK$56,790
baseline
▲ 0.50% · 4.625%
HK$59,783
+HK$2,993/mo
Deposit HK$1.18M · loan HK$10.62M · min. income ≈ HK$113,580/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,484 · Scale 2, in force from 26 Feb 2026)