LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,908
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,745
−HK$851/mo
Today · 4.125%
HK$28,596
baseline
▲ 0.50% · 4.625%
HK$30,336
+HK$1,740/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$57,192/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,935
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,738
−HK$815/mo
Today · 4.125%
HK$31,553
baseline
▲ 0.50% · 4.625%
HK$33,216
+HK$1,663/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$63,106/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,290
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,294
−HK$1,021/mo
Today · 4.125%
HK$34,315
baseline
▲ 0.50% · 4.625%
HK$36,403
+HK$2,088/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$68,630/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,922
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,886
−HK$977/mo
Today · 4.125%
HK$37,863
baseline
▲ 0.50% · 4.625%
HK$39,859
+HK$1,996/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$75,726/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,672
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,843
−HK$1,191/mo
Today · 4.125%
HK$40,034
baseline
▲ 0.50% · 4.625%
HK$42,470
+HK$2,436/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$80,068/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,909
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,033
−HK$1,141/mo
Today · 4.125%
HK$44,174
baseline
▲ 0.50% · 4.625%
HK$46,502
+HK$2,328/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$88,348/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,435
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,942
−HK$1,530/mo
Today · 4.125%
HK$51,472
baseline
▲ 0.50% · 4.625%
HK$54,604
+HK$3,132/mo
Deposit HK$1.18M · loan HK$10.62M · min. income ≈ HK$102,944/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,883
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,329
−HK$1,466/mo
Today · 4.125%
HK$56,795
baseline
▲ 0.50% · 4.625%
HK$59,788
+HK$2,993/mo
Deposit HK$1.18M · loan HK$10.62M · min. income ≈ HK$113,590/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,521 · Scale 2, in force from 26 Feb 2026)