LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,909
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,746
−HK$851/mo
Today · 4.125%
HK$28,597
baseline
▲ 0.50% · 4.625%
HK$30,337
+HK$1,740/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$57,194/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,936
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,739
−HK$815/mo
Today · 4.125%
HK$31,554
baseline
▲ 0.50% · 4.625%
HK$33,217
+HK$1,663/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$63,108/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,291
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,296
−HK$1,020/mo
Today · 4.125%
HK$34,316
baseline
▲ 0.50% · 4.625%
HK$36,404
+HK$2,088/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$68,632/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,924
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,887
−HK$978/mo
Today · 4.125%
HK$37,865
baseline
▲ 0.50% · 4.625%
HK$39,861
+HK$1,996/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$75,730/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,673
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,845
−HK$1,191/mo
Today · 4.125%
HK$40,036
baseline
▲ 0.50% · 4.625%
HK$42,472
+HK$2,436/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$80,072/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,911
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,035
−HK$1,140/mo
Today · 4.125%
HK$44,175
baseline
▲ 0.50% · 4.625%
HK$46,504
+HK$2,329/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$88,350/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,437
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,944
−HK$1,530/mo
Today · 4.125%
HK$51,474
baseline
▲ 0.50% · 4.625%
HK$54,607
+HK$3,133/mo
Deposit HK$1.18M · loan HK$10.62M · min. income ≈ HK$102,948/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,886
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,331
−HK$1,466/mo
Today · 4.125%
HK$56,797
baseline
▲ 0.50% · 4.625%
HK$59,791
+HK$2,994/mo
Deposit HK$1.18M · loan HK$10.62M · min. income ≈ HK$113,594/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,540 · Scale 2, in force from 26 Feb 2026)