LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,915
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,752
−HK$850/mo
Today · 4.125%
HK$28,602
baseline
▲ 0.50% · 4.625%
HK$30,343
+HK$1,741/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$57,204/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,942
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,745
−HK$815/mo
Today · 4.125%
HK$31,560
baseline
▲ 0.50% · 4.625%
HK$33,224
+HK$1,664/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$63,120/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,298
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,302
−HK$1,021/mo
Today · 4.125%
HK$34,323
baseline
▲ 0.50% · 4.625%
HK$36,411
+HK$2,088/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$68,646/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,931
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,894
−HK$978/mo
Today · 4.125%
HK$37,872
baseline
▲ 0.50% · 4.625%
HK$39,868
+HK$1,996/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$75,744/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,681
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,853
−HK$1,190/mo
Today · 4.125%
HK$40,043
baseline
▲ 0.50% · 4.625%
HK$42,480
+HK$2,437/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$80,086/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,919
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,043
−HK$1,141/mo
Today · 4.125%
HK$44,184
baseline
▲ 0.50% · 4.625%
HK$46,513
+HK$2,329/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$88,368/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,446
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,953
−HK$1,531/mo
Today · 4.125%
HK$51,484
baseline
▲ 0.50% · 4.625%
HK$54,617
+HK$3,133/mo
Deposit HK$1.18M · loan HK$10.62M · min. income ≈ HK$102,968/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,896
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,342
−HK$1,466/mo
Today · 4.125%
HK$56,808
baseline
▲ 0.50% · 4.625%
HK$59,802
+HK$2,994/mo
Deposit HK$1.18M · loan HK$10.62M · min. income ≈ HK$113,616/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,626 · Scale 2, in force from 26 Feb 2026)