LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,915
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,752
−HK$851/mo
Today · 4.125%
HK$28,603
baseline
▲ 0.50% · 4.625%
HK$30,343
+HK$1,740/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$57,206/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,943
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,746
−HK$814/mo
Today · 4.125%
HK$31,560
baseline
▲ 0.50% · 4.625%
HK$33,224
+HK$1,664/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$63,120/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,298
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,302
−HK$1,021/mo
Today · 4.125%
HK$34,323
baseline
▲ 0.50% · 4.625%
HK$36,412
+HK$2,089/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$68,646/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,931
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,895
−HK$977/mo
Today · 4.125%
HK$37,872
baseline
▲ 0.50% · 4.625%
HK$39,869
+HK$1,997/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$75,744/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,681
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,853
−HK$1,191/mo
Today · 4.125%
HK$40,044
baseline
▲ 0.50% · 4.625%
HK$42,480
+HK$2,436/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$80,088/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,920
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,044
−HK$1,140/mo
Today · 4.125%
HK$44,184
baseline
▲ 0.50% · 4.625%
HK$46,513
+HK$2,329/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$88,368/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,447
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,954
−HK$1,531/mo
Today · 4.125%
HK$51,485
baseline
▲ 0.50% · 4.625%
HK$54,618
+HK$3,133/mo
Deposit HK$1.18M · loan HK$10.62M · min. income ≈ HK$102,970/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,897
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,342
−HK$1,466/mo
Today · 4.125%
HK$56,808
baseline
▲ 0.50% · 4.625%
HK$59,803
+HK$2,995/mo
Deposit HK$1.18M · loan HK$10.62M · min. income ≈ HK$113,616/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,629 · Scale 2, in force from 26 Feb 2026)