LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,917
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,754
−HK$851/mo
Today · 4.125%
HK$28,605
baseline
▲ 0.50% · 4.625%
HK$30,345
+HK$1,740/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$57,210/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,945
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,748
−HK$815/mo
Today · 4.125%
HK$31,563
baseline
▲ 0.50% · 4.625%
HK$33,226
+HK$1,663/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$63,126/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$442,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,300
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,305
−HK$1,021/mo
Today · 4.125%
HK$34,326
baseline
▲ 0.50% · 4.625%
HK$36,414
+HK$2,088/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$68,652/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,934
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,897
−HK$978/mo
Today · 4.125%
HK$37,875
baseline
▲ 0.50% · 4.625%
HK$39,872
+HK$1,997/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$75,750/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,684
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,856
−HK$1,191/mo
Today · 4.125%
HK$40,047
baseline
▲ 0.50% · 4.625%
HK$42,484
+HK$2,437/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$80,094/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,923
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,047
−HK$1,141/mo
Today · 4.125%
HK$44,188
baseline
▲ 0.50% · 4.625%
HK$46,517
+HK$2,329/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$88,376/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,450
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,958
−HK$1,531/mo
Today · 4.125%
HK$51,489
baseline
▲ 0.50% · 4.625%
HK$54,622
+HK$3,133/mo
Deposit HK$1.18M · loan HK$10.62M · min. income ≈ HK$102,978/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,901
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,346
−HK$1,467/mo
Today · 4.125%
HK$56,813
baseline
▲ 0.50% · 4.625%
HK$59,807
+HK$2,994/mo
Deposit HK$1.18M · loan HK$10.62M · min. income ≈ HK$113,626/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,663 · Scale 2, in force from 26 Feb 2026)