LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,918
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,756
−HK$850/mo
Today · 4.125%
HK$28,606
baseline
▲ 0.50% · 4.625%
HK$30,347
+HK$1,741/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$57,212/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$442,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,946
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,750
−HK$814/mo
Today · 4.125%
HK$31,564
baseline
▲ 0.50% · 4.625%
HK$33,228
+HK$1,664/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$63,128/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$442,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,302
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,307
−HK$1,021/mo
Today · 4.125%
HK$34,328
baseline
▲ 0.50% · 4.625%
HK$36,416
+HK$2,088/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$68,656/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,936
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,899
−HK$978/mo
Today · 4.125%
HK$37,877
baseline
▲ 0.50% · 4.625%
HK$39,874
+HK$1,997/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$75,754/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,686
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,858
−HK$1,191/mo
Today · 4.125%
HK$40,049
baseline
▲ 0.50% · 4.625%
HK$42,486
+HK$2,437/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$80,098/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,925
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,049
−HK$1,141/mo
Today · 4.125%
HK$44,190
baseline
▲ 0.50% · 4.625%
HK$46,519
+HK$2,329/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$88,380/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,453
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,960
−HK$1,532/mo
Today · 4.125%
HK$51,492
baseline
▲ 0.50% · 4.625%
HK$54,625
+HK$3,133/mo
Deposit HK$1.18M · loan HK$10.62M · min. income ≈ HK$102,984/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,904
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,349
−HK$1,467/mo
Today · 4.125%
HK$56,816
baseline
▲ 0.50% · 4.625%
HK$59,811
+HK$2,995/mo
Deposit HK$1.18M · loan HK$10.62M · min. income ≈ HK$113,632/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,687 · Scale 2, in force from 26 Feb 2026)