LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,920
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,757
−HK$851/mo
Today · 4.125%
HK$28,608
baseline
▲ 0.50% · 4.625%
HK$30,349
+HK$1,741/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$57,216/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$442,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,948
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,751
−HK$815/mo
Today · 4.125%
HK$31,566
baseline
▲ 0.50% · 4.625%
HK$33,230
+HK$1,664/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$63,132/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$442,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,304
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,309
−HK$1,020/mo
Today · 4.125%
HK$34,329
baseline
▲ 0.50% · 4.625%
HK$36,418
+HK$2,089/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$68,658/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,938
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,901
−HK$978/mo
Today · 4.125%
HK$37,879
baseline
▲ 0.50% · 4.625%
HK$39,876
+HK$1,997/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$75,758/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$442,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,688
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,860
−HK$1,191/mo
Today · 4.125%
HK$40,051
baseline
▲ 0.50% · 4.625%
HK$42,488
+HK$2,437/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$80,102/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,927
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,052
−HK$1,140/mo
Today · 4.125%
HK$44,192
baseline
▲ 0.50% · 4.625%
HK$46,522
+HK$2,330/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$88,384/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,456
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,963
−HK$1,531/mo
Today · 4.125%
HK$51,494
baseline
▲ 0.50% · 4.625%
HK$54,628
+HK$3,134/mo
Deposit HK$1.18M · loan HK$10.63M · min. income ≈ HK$102,988/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,906
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,352
−HK$1,467/mo
Today · 4.125%
HK$56,819
baseline
▲ 0.50% · 4.625%
HK$59,814
+HK$2,995/mo
Deposit HK$1.18M · loan HK$10.63M · min. income ≈ HK$113,638/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,710 · Scale 2, in force from 26 Feb 2026)