LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,921
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,759
−HK$850/mo
Today · 4.125%
HK$28,609
baseline
▲ 0.50% · 4.625%
HK$30,350
+HK$1,741/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$57,218/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$442,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,949
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,753
−HK$815/mo
Today · 4.125%
HK$31,568
baseline
▲ 0.50% · 4.625%
HK$33,232
+HK$1,664/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$63,136/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$442,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,305
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,310
−HK$1,021/mo
Today · 4.125%
HK$34,331
baseline
▲ 0.50% · 4.625%
HK$36,420
+HK$2,089/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$68,662/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$442,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,939
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,903
−HK$978/mo
Today · 4.125%
HK$37,881
baseline
▲ 0.50% · 4.625%
HK$39,878
+HK$1,997/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$75,762/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$442,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,690
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,862
−HK$1,191/mo
Today · 4.125%
HK$40,053
baseline
▲ 0.50% · 4.625%
HK$42,490
+HK$2,437/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$80,106/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,929
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,054
−HK$1,141/mo
Today · 4.125%
HK$44,195
baseline
▲ 0.50% · 4.625%
HK$46,524
+HK$2,329/mo
Deposit HK$3.54M · loan HK$8.26M · min. income ≈ HK$88,390/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$442,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,458
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,965
−HK$1,532/mo
Today · 4.125%
HK$51,497
baseline
▲ 0.50% · 4.625%
HK$54,630
+HK$3,133/mo
Deposit HK$1.18M · loan HK$10.63M · min. income ≈ HK$102,994/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,909
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,355
−HK$1,467/mo
Today · 4.125%
HK$56,822
baseline
▲ 0.50% · 4.625%
HK$59,817
+HK$2,995/mo
Deposit HK$1.18M · loan HK$10.63M · min. income ≈ HK$113,644/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,732 · Scale 2, in force from 26 Feb 2026)