LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,926
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,764
−HK$850/mo
Today · 4.125%
HK$28,614
baseline
▲ 0.50% · 4.625%
HK$30,356
+HK$1,742/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$57,228/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$442,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,955
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,758
−HK$815/mo
Today · 4.125%
HK$31,573
baseline
▲ 0.50% · 4.625%
HK$33,238
+HK$1,665/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$63,146/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$442,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,311
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,316
−HK$1,021/mo
Today · 4.125%
HK$34,337
baseline
▲ 0.50% · 4.625%
HK$36,427
+HK$2,090/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$68,674/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$442,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,946
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,910
−HK$978/mo
Today · 4.125%
HK$37,888
baseline
▲ 0.50% · 4.625%
HK$39,885
+HK$1,997/mo
Deposit HK$4.72M · loan HK$7.08M · min. income ≈ HK$75,776/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$442,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,696
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,869
−HK$1,191/mo
Today · 4.125%
HK$40,060
baseline
▲ 0.50% · 4.625%
HK$42,498
+HK$2,438/mo
Deposit HK$3.54M · loan HK$8.27M · min. income ≈ HK$80,120/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$442,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,937
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,062
−HK$1,141/mo
Today · 4.125%
HK$44,203
baseline
▲ 0.50% · 4.625%
HK$46,533
+HK$2,330/mo
Deposit HK$3.54M · loan HK$8.27M · min. income ≈ HK$88,406/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$442,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,467
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,974
−HK$1,532/mo
Today · 4.125%
HK$51,506
baseline
▲ 0.50% · 4.625%
HK$54,640
+HK$3,134/mo
Deposit HK$1.18M · loan HK$10.63M · min. income ≈ HK$103,012/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,919
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,365
−HK$1,467/mo
Today · 4.125%
HK$56,832
baseline
▲ 0.50% · 4.625%
HK$59,828
+HK$2,996/mo
Deposit HK$1.18M · loan HK$10.63M · min. income ≈ HK$113,664/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,812 · Scale 2, in force from 26 Feb 2026)