LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,930
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,767
−HK$851/mo
Today · 4.125%
HK$28,618
baseline
▲ 0.50% · 4.625%
HK$30,360
+HK$1,742/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$57,236/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$442,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,959
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,762
−HK$815/mo
Today · 4.125%
HK$31,577
baseline
▲ 0.50% · 4.625%
HK$33,242
+HK$1,665/mo
Deposit HK$5.90M · loan HK$5.90M · min. income ≈ HK$63,154/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$442,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,315
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,321
−HK$1,021/mo
Today · 4.125%
HK$34,342
baseline
▲ 0.50% · 4.625%
HK$36,432
+HK$2,090/mo
Deposit HK$4.72M · loan HK$7.09M · min. income ≈ HK$68,684/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$442,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,951
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,915
−HK$978/mo
Today · 4.125%
HK$37,893
baseline
▲ 0.50% · 4.625%
HK$39,890
+HK$1,997/mo
Deposit HK$4.72M · loan HK$7.09M · min. income ≈ HK$75,786/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$442,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,701
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,874
−HK$1,192/mo
Today · 4.125%
HK$40,066
baseline
▲ 0.50% · 4.625%
HK$42,504
+HK$2,438/mo
Deposit HK$3.54M · loan HK$8.27M · min. income ≈ HK$80,132/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$442,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,942
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,067
−HK$1,141/mo
Today · 4.125%
HK$44,208
baseline
▲ 0.50% · 4.625%
HK$46,539
+HK$2,331/mo
Deposit HK$3.54M · loan HK$8.27M · min. income ≈ HK$88,416/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$442,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,473
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,981
−HK$1,532/mo
Today · 4.125%
HK$51,513
baseline
▲ 0.50% · 4.625%
HK$54,647
+HK$3,134/mo
Deposit HK$1.18M · loan HK$10.63M · min. income ≈ HK$103,026/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,926
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,372
−HK$1,467/mo
Today · 4.125%
HK$56,839
baseline
▲ 0.50% · 4.625%
HK$59,836
+HK$2,997/mo
Deposit HK$1.18M · loan HK$10.63M · min. income ≈ HK$113,678/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,871 · Scale 2, in force from 26 Feb 2026)