LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,931
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,769
−HK$851/mo
Today · 4.125%
HK$28,620
baseline
▲ 0.50% · 4.625%
HK$30,361
+HK$1,741/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,240/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$442,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,960
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,764
−HK$815/mo
Today · 4.125%
HK$31,579
baseline
▲ 0.50% · 4.625%
HK$33,244
+HK$1,665/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,158/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$442,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,317
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,322
−HK$1,022/mo
Today · 4.125%
HK$34,344
baseline
▲ 0.50% · 4.625%
HK$36,433
+HK$2,089/mo
Deposit HK$4.72M · loan HK$7.09M · min. income ≈ HK$68,688/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$442,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,952
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,917
−HK$978/mo
Today · 4.125%
HK$37,895
baseline
▲ 0.50% · 4.625%
HK$39,892
+HK$1,997/mo
Deposit HK$4.72M · loan HK$7.09M · min. income ≈ HK$75,790/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$442,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,703
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,876
−HK$1,192/mo
Today · 4.125%
HK$40,068
baseline
▲ 0.50% · 4.625%
HK$42,506
+HK$2,438/mo
Deposit HK$3.54M · loan HK$8.27M · min. income ≈ HK$80,136/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$442,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,944
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,069
−HK$1,142/mo
Today · 4.125%
HK$44,211
baseline
▲ 0.50% · 4.625%
HK$46,541
+HK$2,330/mo
Deposit HK$3.54M · loan HK$8.27M · min. income ≈ HK$88,422/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$442,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,476
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,983
−HK$1,532/mo
Today · 4.125%
HK$51,515
baseline
▲ 0.50% · 4.625%
HK$54,650
+HK$3,135/mo
Deposit HK$1.18M · loan HK$10.63M · min. income ≈ HK$103,030/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,929
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,375
−HK$1,467/mo
Today · 4.125%
HK$56,842
baseline
▲ 0.50% · 4.625%
HK$59,838
+HK$2,996/mo
Deposit HK$1.18M · loan HK$10.63M · min. income ≈ HK$113,684/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,893 · Scale 2, in force from 26 Feb 2026)