LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,935
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,773
−HK$851/mo
Today · 4.125%
HK$28,624
baseline
▲ 0.50% · 4.625%
HK$30,365
+HK$1,741/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,248/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$442,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,965
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,768
−HK$815/mo
Today · 4.125%
HK$31,583
baseline
▲ 0.50% · 4.625%
HK$33,248
+HK$1,665/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,166/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$442,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,322
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,327
−HK$1,021/mo
Today · 4.125%
HK$34,348
baseline
▲ 0.50% · 4.625%
HK$36,439
+HK$2,091/mo
Deposit HK$4.72M · loan HK$7.09M · min. income ≈ HK$68,696/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$442,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,957
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,922
−HK$978/mo
Today · 4.125%
HK$37,900
baseline
▲ 0.50% · 4.625%
HK$39,898
+HK$1,998/mo
Deposit HK$4.72M · loan HK$7.09M · min. income ≈ HK$75,800/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$442,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,709
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,882
−HK$1,191/mo
Today · 4.125%
HK$40,073
baseline
▲ 0.50% · 4.625%
HK$42,512
+HK$2,439/mo
Deposit HK$3.54M · loan HK$8.27M · min. income ≈ HK$80,146/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$442,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,950
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,075
−HK$1,142/mo
Today · 4.125%
HK$44,217
baseline
▲ 0.50% · 4.625%
HK$46,548
+HK$2,331/mo
Deposit HK$3.54M · loan HK$8.27M · min. income ≈ HK$88,434/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$442,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,482
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$49,991
−HK$1,532/mo
Today · 4.125%
HK$51,523
baseline
▲ 0.50% · 4.625%
HK$54,658
+HK$3,135/mo
Deposit HK$1.18M · loan HK$10.63M · min. income ≈ HK$103,046/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,936
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,383
−HK$1,467/mo
Today · 4.125%
HK$56,850
baseline
▲ 0.50% · 4.625%
HK$59,847
+HK$2,997/mo
Deposit HK$1.18M · loan HK$10.63M · min. income ≈ HK$113,700/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,956 · Scale 2, in force from 26 Feb 2026)