LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,937
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,775
−HK$851/mo
Today · 4.125%
HK$28,626
baseline
▲ 0.50% · 4.625%
HK$30,368
+HK$1,742/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,252/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$442,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,967
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,771
−HK$815/mo
Today · 4.125%
HK$31,586
baseline
▲ 0.50% · 4.625%
HK$33,251
+HK$1,665/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,172/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$442,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,324
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,330
−HK$1,021/mo
Today · 4.125%
HK$34,351
baseline
▲ 0.50% · 4.625%
HK$36,441
+HK$2,090/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$68,702/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$442,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,960
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,925
−HK$978/mo
Today · 4.125%
HK$37,903
baseline
▲ 0.50% · 4.625%
HK$39,901
+HK$1,998/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$75,806/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$442,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,711
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,885
−HK$1,191/mo
Today · 4.125%
HK$40,076
baseline
▲ 0.50% · 4.625%
HK$42,515
+HK$2,439/mo
Deposit HK$3.54M · loan HK$8.27M · min. income ≈ HK$80,152/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$442,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,954
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,079
−HK$1,141/mo
Today · 4.125%
HK$44,220
baseline
▲ 0.50% · 4.625%
HK$46,551
+HK$2,331/mo
Deposit HK$3.54M · loan HK$8.27M · min. income ≈ HK$88,440/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$442,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,486
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$49,994
−HK$1,533/mo
Today · 4.125%
HK$51,527
baseline
▲ 0.50% · 4.625%
HK$54,662
+HK$3,135/mo
Deposit HK$1.18M · loan HK$10.63M · min. income ≈ HK$103,054/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,940
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,387
−HK$1,468/mo
Today · 4.125%
HK$56,855
baseline
▲ 0.50% · 4.625%
HK$59,852
+HK$2,997/mo
Deposit HK$1.18M · loan HK$10.63M · min. income ≈ HK$113,710/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$442,990 · Scale 2, in force from 26 Feb 2026)