LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,940
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,778
−HK$851/mo
Today · 4.125%
HK$28,629
baseline
▲ 0.50% · 4.625%
HK$30,371
+HK$1,742/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,258/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,970
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,774
−HK$816/mo
Today · 4.125%
HK$31,590
baseline
▲ 0.50% · 4.625%
HK$33,255
+HK$1,665/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,180/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,328
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,334
−HK$1,021/mo
Today · 4.125%
HK$34,355
baseline
▲ 0.50% · 4.625%
HK$36,446
+HK$2,091/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$68,710/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,965
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,929
−HK$979/mo
Today · 4.125%
HK$37,908
baseline
▲ 0.50% · 4.625%
HK$39,906
+HK$1,998/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$75,816/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,716
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,889
−HK$1,192/mo
Today · 4.125%
HK$40,081
baseline
▲ 0.50% · 4.625%
HK$42,520
+HK$2,439/mo
Deposit HK$3.54M · loan HK$8.27M · min. income ≈ HK$80,162/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,959
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,084
−HK$1,142/mo
Today · 4.125%
HK$44,226
baseline
▲ 0.50% · 4.625%
HK$46,557
+HK$2,331/mo
Deposit HK$3.54M · loan HK$8.27M · min. income ≈ HK$88,452/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,492
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$50,000
−HK$1,533/mo
Today · 4.125%
HK$51,533
baseline
▲ 0.50% · 4.625%
HK$54,669
+HK$3,136/mo
Deposit HK$1.18M · loan HK$10.63M · min. income ≈ HK$103,066/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$443,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,947
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,394
−HK$1,467/mo
Today · 4.125%
HK$56,861
baseline
▲ 0.50% · 4.625%
HK$59,859
+HK$2,998/mo
Deposit HK$1.18M · loan HK$10.63M · min. income ≈ HK$113,722/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$443,043 · Scale 2, in force from 26 Feb 2026)