LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,942
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,780
−HK$852/mo
Today · 4.125%
HK$28,632
baseline
▲ 0.50% · 4.625%
HK$30,374
+HK$1,742/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,264/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,973
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,777
−HK$815/mo
Today · 4.125%
HK$31,592
baseline
▲ 0.50% · 4.625%
HK$33,258
+HK$1,666/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,184/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,331
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,336
−HK$1,022/mo
Today · 4.125%
HK$34,358
baseline
▲ 0.50% · 4.625%
HK$36,449
+HK$2,091/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$68,716/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,967
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,932
−HK$979/mo
Today · 4.125%
HK$37,911
baseline
▲ 0.50% · 4.625%
HK$39,909
+HK$1,998/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$75,822/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,719
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,892
−HK$1,192/mo
Today · 4.125%
HK$40,084
baseline
▲ 0.50% · 4.625%
HK$42,523
+HK$2,439/mo
Deposit HK$3.54M · loan HK$8.27M · min. income ≈ HK$80,168/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,962
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,087
−HK$1,142/mo
Today · 4.125%
HK$44,229
baseline
▲ 0.50% · 4.625%
HK$46,561
+HK$2,332/mo
Deposit HK$3.54M · loan HK$8.27M · min. income ≈ HK$88,458/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,496
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$50,004
−HK$1,533/mo
Today · 4.125%
HK$51,537
baseline
▲ 0.50% · 4.625%
HK$54,673
+HK$3,136/mo
Deposit HK$1.18M · loan HK$10.63M · min. income ≈ HK$103,074/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$443,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,951
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,398
−HK$1,468/mo
Today · 4.125%
HK$56,866
baseline
▲ 0.50% · 4.625%
HK$59,864
+HK$2,998/mo
Deposit HK$1.18M · loan HK$10.63M · min. income ≈ HK$113,732/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$443,079 · Scale 2, in force from 26 Feb 2026)