LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,943
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,781
−HK$852/mo
Today · 4.125%
HK$28,633
baseline
▲ 0.50% · 4.625%
HK$30,375
+HK$1,742/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,266/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,974
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,778
−HK$815/mo
Today · 4.125%
HK$31,593
baseline
▲ 0.50% · 4.625%
HK$33,259
+HK$1,666/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,186/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,332
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,337
−HK$1,022/mo
Today · 4.125%
HK$34,359
baseline
▲ 0.50% · 4.625%
HK$36,450
+HK$2,091/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$68,718/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,969
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,933
−HK$979/mo
Today · 4.125%
HK$37,912
baseline
▲ 0.50% · 4.625%
HK$39,910
+HK$1,998/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$75,824/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,720
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,894
−HK$1,192/mo
Today · 4.125%
HK$40,086
baseline
▲ 0.50% · 4.625%
HK$42,525
+HK$2,439/mo
Deposit HK$3.54M · loan HK$8.27M · min. income ≈ HK$80,172/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,963
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,089
−HK$1,141/mo
Today · 4.125%
HK$44,230
baseline
▲ 0.50% · 4.625%
HK$46,562
+HK$2,332/mo
Deposit HK$3.54M · loan HK$8.27M · min. income ≈ HK$88,460/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,497
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$50,006
−HK$1,533/mo
Today · 4.125%
HK$51,539
baseline
▲ 0.50% · 4.625%
HK$54,675
+HK$3,136/mo
Deposit HK$1.18M · loan HK$10.63M · min. income ≈ HK$103,078/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$443,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,953
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,400
−HK$1,468/mo
Today · 4.125%
HK$56,868
baseline
▲ 0.50% · 4.625%
HK$59,865
+HK$2,997/mo
Deposit HK$1.18M · loan HK$10.63M · min. income ≈ HK$113,736/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$443,092 · Scale 2, in force from 26 Feb 2026)