LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,944
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,782
−HK$852/mo
Today · 4.125%
HK$28,634
baseline
▲ 0.50% · 4.625%
HK$30,376
+HK$1,742/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$57,268/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,975
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,779
−HK$816/mo
Today · 4.125%
HK$31,595
baseline
▲ 0.50% · 4.625%
HK$33,260
+HK$1,665/mo
Deposit HK$5.91M · loan HK$5.91M · min. income ≈ HK$63,190/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$443,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,333
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,339
−HK$1,022/mo
Today · 4.125%
HK$34,361
baseline
▲ 0.50% · 4.625%
HK$36,451
+HK$2,090/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$68,722/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,970
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,935
−HK$979/mo
Today · 4.125%
HK$37,914
baseline
▲ 0.50% · 4.625%
HK$39,912
+HK$1,998/mo
Deposit HK$4.73M · loan HK$7.09M · min. income ≈ HK$75,828/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$443,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,722
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,895
−HK$1,192/mo
Today · 4.125%
HK$40,087
baseline
▲ 0.50% · 4.625%
HK$42,527
+HK$2,440/mo
Deposit HK$3.54M · loan HK$8.27M · min. income ≈ HK$80,174/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,965
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,091
−HK$1,142/mo
Today · 4.125%
HK$44,233
baseline
▲ 0.50% · 4.625%
HK$46,564
+HK$2,331/mo
Deposit HK$3.54M · loan HK$8.27M · min. income ≈ HK$88,466/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$443,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,500
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$50,008
−HK$1,533/mo
Today · 4.125%
HK$51,541
baseline
▲ 0.50% · 4.625%
HK$54,677
+HK$3,136/mo
Deposit HK$1.18M · loan HK$10.63M · min. income ≈ HK$103,082/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$443,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,955
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,402
−HK$1,468/mo
Today · 4.125%
HK$56,870
baseline
▲ 0.50% · 4.625%
HK$59,868
+HK$2,998/mo
Deposit HK$1.18M · loan HK$10.63M · min. income ≈ HK$113,740/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$443,112 · Scale 2, in force from 26 Feb 2026)